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If the house is worth more than you owe as is usually the case, then you have that much equity. To a private firm as a function of the firm s size and financial health.
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And if you mail your rent, you send it certified mail. Servicer - an organization that collects principal and interest payments from borrowers and manages borrowersescrow accounts. There is no reason why a person cannot re-shift all of their credit debt immediately after their mortgage closing.
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