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But how many people earning the median income buy their first house in a HCOL area and have instant 50% equity. Deadbeat it s what credit card companies call those folks who are responsible and pay off the balance each month. Becasuse you haven't learned a thing and even if this is legal, you show zero remorse or growth from your current investment strategy. The minimum payment drops as your balance is paid, but thanks to the magic of compounding, you'll end up paying for a long, long time.
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